Modeled after classic mortgage calculators but with greater detail, The "Cost of Smoking" Financial calculator determines the amount of money "one could save" if one didn`t spend that money on cigarettes when smoking during user specified time periods in the past and projected time periods in the future. This is an advanced calculator that, although simple to use, incorporated many more parameters (such as savings rate, inflation rate, and increase in cigarette cost over time) than those other 3 liner smoking calculators found on the web. This program is FREEWARE and contains NO adware, spyware, cookieware, or web code to create popups. On loading, this program does show hideable buttons showing the home website; http:/www.cbnint.com. This program is fully functional with no time or operational limitations. A more advanced calculator capable of performing the same operations for drinking, drug use, gambling, excessive shopping and purchase of online subsriptions, etc... as for smoking is for sale at the home website.

Cost of Smoking Financial Calculator Features: